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About MSAEF

Since its establishment in 1951, the Malayan Sikhs Education Aid Fund (MSEAF) has been a beacon of hope for Malaysian Sikh students striving to achieve their dreams through education. Rooted in the principles of community service and empowerment, MSEAF offers interest-free educational loans, enabling students to break barriers, overcome financial challenges, and unlock their true potential.

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Why We Exist

Education has the power to transform lives, but for many, financial constraints stand in the way of success. At MSEAF, we are committed to removing these barriers. By providing the necessary financial assistance, we ensure that deserving students—regardless of their background—have the opportunity to pursue higher education locally and internationally.

What We Do
Empower Future Leaders
We provide interest-free loans of up to RM15,000 for Certificate programs, RM30,000 for Diplomas, and RM50,000 for Degree programs.
Comprehensive Support
Beyond funding, we offer mentorship and guidance to help students choose the right paths and succeed in their academic journeys.
Sustainable Impact
Every loan we disburse is a step towards creating a generation of skilled, educated, and community-driven individuals ready to give back.
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Our Legacy of Impact

For over seven decades, MSEAF has stood as a pillar of support for the Sikh community:

  • Total loans approved and disbursed to date: RM3.1 million for approximately 200 students.

  • Loans approved in 2024: RM550K for 20 students.

  • Expected loan approvals in 2025: RM750K.

  • Average loan disbursement per month: RM50K.

  • Total size of the fund: RM1.9 million.

  • Monthly operational expenses (administration staff, office rental, utilities): RM9K.

Building the Future Together

At MSEAF, we believe education is the foundation for personal growth and community development. With every loan provided, we help students break the cycle of financial hardship and pursue their goals with confidence. By investing in our youth, we are investing in the future of the Sikh community and beyond. Together, we can continue to transform lives, one student at a time. Join us in this journey to create a brighter tomorrow.