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Overview

At MSEAF, we provide financial assistance exclusively for tuition fees or university fees. Our goal is to ensure that deserving students can focus on their education without worrying about the cost of academic programs. We encourage applicants to explore other funding avenues like PTPTN first, and MSEAF will assist in covering the remaining balance of tuition fees.

To be eligible for an MSEAF loan, applicants must meet the following criteria:

Malaysian Citizen

The applicant must be a Malaysian citizen of Sikh descent.

Financial Need

The applicant must demonstrate financial need to qualify for the loan, as the funding is intended to assist students facing financial constraints in pursuing their education.

Academic Requirements

The applicant must meet the academic entry requirements of the program they are applying for. This includes being accepted or currently enrolled in a recognized educational institution (local or international).

Proof of Enrolment

Applicants must provide proof of enrolment or an acceptance letter from the institution where they will be pursuing their studies.

PTPTN Application

Applicants are encouraged to apply for PTPTN funding first. MSEAF will assist with the remaining balance of tuition fees after PTPTN has been approved or if PTPTN is not applicable.

Course of Study

MSEAF supports students pursuing Certificate, Diploma, or Degree programs in recognized fields of study.

Parental/Guardian Financial Documentation

Applicants must provide a proof of income for their parents or guardians (e.g., pay slips, income tax statements) to verify financial need.

Age Limit

Applicants must be under 40 years old at the time of application.

Purpose of the Loan

The MSEAF loan is designed to provide financial assistance to deserving students of Sikh descent who are facing financial challenges in pursuing their educational goals. The purpose of the loan is:

The loan aims to help students pay for tuition fees or university fees for Certificate, Diploma, or Degree programs at recognized educational institutions. MSEAF ensures that students do not have to drop out due to financial barriers.

By offering interest-free loans, we empower students to continue their education and build brighter futures. The loan helps students pursue their academic aspirations without the burden of high-interest debt.

The primary purpose of the loan is to support students in completing their courses and excelling in their studies, providing them with the financial security they need to focus on their education and career growth.

Our loan program is aimed at promoting equal access to education for all deserving students, regardless of their financial background, to ensure that financial constraints do not hinder their ability to succeed academically.

The loan helps students invest in their future by enabling them to gain qualifications that will improve their career prospects, enhance personal development, and contribute positively to their communities.

Through this loan, MSEAF helps students focus on what matters most—education—and relieves them of financial stress during their studies.

Application Process

For Students Interested in Applying

We’re here to support your educational journey! If you’d like to apply for an MSEAF loan, simply follow these easy steps

Download the Application Form and Checklist

Click on the links below to access the required documents.

Fill Out the Documents

Complete the form with accurate details and ensure all required information is provided.

Submit Your Application

  • Email your completed form and supporting documents to

    apply@mseaf.my

  • Alternatively, you can WhatsApp your application to us at

    +6019-409 1918

Our team is here to assist you throughout the application process. Don’t hesitate to reach out if you have any questions or need further guidance! Together, let’s take the next step towards achieving your educational goals!